Emma Woodward is a personal finance writer with a passion for simplifying tricky financial concepts. She has covered loans, budgeting and credit cards for Bankrate, The Financial Diet, Finch, Gusto ...

Secured credit cards offer the option to build credit and establish a good credit history. At the same time, you get the convenience of a credit card to make payments online and in stores. Secured ...

The golden rule? You have to pay off your balance each month. If you live in the U.S, building credit and having a good credit score is essential to most major life purchases like buying a car or home ...

A secured credit card requires you to deposit to offset the risk that you will not make your payment. These cards typically come with low credit lines and high interest rates. Using your secured ...