Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

A secured credit card requires you to deposit to offset the risk that you will not make your payment. These cards typically come with low credit lines and high interest rates. Using your secured ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Your first credit card bill is more than a payment request. It is a blueprint for how credit works, what mistakes cost money, ...

A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

The Indigo credit card is geared toward consumers who want to improve or build their credit, but it comes with high interest and fees. It also doesn't offer any rewards. If you're looking for a credit ...

Dave Ramsey says consumers can get by without a credit score. Having a credit score or card isn’t a problem so much as having debt. When used appropriately, credit cards can put extra money in your ...

As much as you may enjoy seeing your credit card rewards build up, hoarding points is not the best use for them. The longer you delay using rewards, the more inflation eats away at the value of those ...

Forbes contributors publish independent expert analyses and insights. David John Marotta is a financial advisor covering financial planning. Credit card companies encourage revolvers (people who don’t ...

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...

Those sweet rewards are only worth it if you can earn the bonus without going into debt. Follow these smart spending tips to get yours. Holly Johnson is a credit card expert and writer who covers ...