Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

Few people refer to their 401(k) as a “defined contribution plan.” In fact, many people appear to perceive a 401(k) or for that matter a 403(b) plan as an “investment plan.” Many employers view their ...

Should defined-contribution plans offer exposure to private equity? Some investment advisors are now adding the asset class to the target-date strategies offered in their defined-contribution ...

It’s a pooled risk (or target pension) plan in the U.K. where both the employer and employee contribute Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a ...

Defined benefit plans guarantee a set retirement payout, reducing investment risk for employees. These plans are rare in the private sector, with employers bearing the majority of funding and risk.

401(k) is a type of defined contribution plan with varying contribution limits based on age. Employers may match 401(k) contributions; withdrawals before age 59 1/2 can incur penalties. Other defined ...

Drexel University’s employer contribution to the 403(b)-retirement plan will be reinstated in 2026, reflecting the University’s continued commitment to supporting the financial well-being and ...

On Dec. 6, the U.S. Supreme Court hosted the oral arguments for a defined-contribution case, Hughes v. Northwestern University. The court previously has adjudicated other defined-contribution suits, ...