Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

A driver`s personal motor vehicle insurance policy provides coverage that is excess to a vehicle owner`s personal blanket excess policy, a unanimous state Supreme Court has ruled. A driver's personal ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...