With the glory days of corporate pensions in the past, fixed annuities can serve to augment retirement income from other sources such as Social Security payouts and employer-sponsored funds. A basic ...
Retirement savers hear constantly that guaranteed income is priceless, yet few topics divide experts more sharply than ...
In the old days, many people looked forward to pension income in retirement, but few private-sector companies offer pensions any more. Thus, most of us need to rely on ourselves more than ever to ...
A fixed annuity is a contract between an individual and an insurance company. It is designed to provide a guaranteed stream of income over a specific period, typically during retirement. The core ...
The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for ...
Think of a fixed annuity as a sort of "reverse" life insurance contract. A fixed annuity essentially turns an up-front, lump-sum investment (the premium) into a known amount of monthly income for the ...
Learn how charitable remainder annuity trusts (CRATs) work, providing fixed income to beneficiaries and tax benefits while ...
An annuity is a contract made between an insurance company and an investor. In exchange for premium payments from the investor, the insurance company agrees to pay a certain amount of money in the ...
Annuities can help solve the biggest challenge of retirement. When you save up for retirement, the two largest risks are intertwined. First, you risk not being able to pay your bills if you don't ...
Those new to the finance world and looking into retirement may be overwhelmed with all the new terms and information out there. In this article, we give you a Fixed Annuity 101 Guide to help you ...
I've been a critic of annuities (primarily variable annuities) for years. Some of the reasons I'm critical of variable annuities --including indexed annuities that sometimes are pedaled as "fixed ...
In this period of heightened market volatility and economic uncertainty, top fixed annuity rates remain attractive relative to similar investments. Fixed annuities provide a preset rate of return for ...